I think a lot of those things are coming. Different games have different things ... CoH Has costumes, emotes, and personality options, but the world is a bit lacking. EQII has some really great quest systems, gorgeous world, immersive storyline ... but not a lot of personalization for characters beyond housing, and then you can't lie down in a bed or sit in a chair. Its basically just window dressing, since you can't store things, either. World of Warcraft has good progression and broad appeal due to storyline, PVP, and quest options - however, it, too, lacks a lot of the personalization you see in CoH.
Eventually we'll get a lot of what we ask for, but some of these things are a PAIN to program, animate and implement.
Collision would be great, but it can cause massive problems. Getting stuck at the bank, for one. Abusive players mistreating others by blocking areas. That sort of thing.
Mount animations - still a very hard thing to do. Most games are opting for the 'mount appears out of nowhere' option due to difficulty in programming and animation.
Hero's Journey is the first game I've seen that has a "Sit on the chair' option. I'm really hoping they have a lot more like it. I've been dying to sit in a chair since my first day in EQI.
From what I've seen, they're going to have options in costuming, too. I hope it's STar Wars Galazy size options. As that game had regular, non-armor clothing and hair styles that no other game has. I'm hoping they have CoH range in styles and customization.
Anyway ... I don't want much. Just to sit in a chair, wear clothing that's different and to look like no one else in the game.